CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Educational Articles

Knowledge Base

Reading time • 6 minute(s)
What Are the US Midterm Elections and Why Do Markets Care?
This article is for informational purposes only and does not constitute financial advice. Past performance is not a reliable indicator of future results. Capital at risk. What Are the US Midterm Elections? The US midterm elections are nationwide elections that take place halfway through a US president’s four-year term — hence “midterm.” The 2026 US midterm elections are scheduled for Tuesday 3 November 2026, and could reshape expectations around government spending, taxation, regulation and industrial policy for the remainder of President Trump’s term. Midterm elections occur at the midpoint of a presidential term and usually result in the president’s party losing ground in Congress. Over the past 23 midterm elections, the president’s party has lost an average of 27 seats in the House of Representatives and three in the Senate. The elections are often viewed as a public report card on the sitting administration — a chance for voters to signal approval or disapproval of the president’s performance without removing them from office.
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Reading time • 3 minute(s)
Trading 24/5: how to trade US stocks outside regular market hours
What is Trading 24/5? Trading 24/5 lets XTB clients trade selected US stocks outside regular market hours, from early Monday to late Friday. Instead of waiting for the US market to open at 14:30 UK time, you can react to news, earnings and global events as they happen. Trading 24/5 applies to selected US-listed stocks. It is not switched on automatically: you choose to enable it in the XTB app and accept the terms before you can trade outside regular hours. This guide explains how US trading hours work, what you can trade with Trading 24/5, the risks to consider, and how to switch it on.
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Reading time • 8 minute(s)
How to Start the Year Financially Fit with XTB
As we embark on a new year, many people set resolutions or, as a newer approach, create vision boards to improve their health, financial goals, and overall well-being. As we know, one of the most powerful resolutions you can make is to strengthen your financial fitness. A solid financial foundation not only provides security but also gives you the ability to achieve your long-term goals, whether it's buying a house, investing for retirement, or building a passive income stream. Whether you're new to trading or have experience in the financial markets, XTB's user-friendly platform can help you to make informed decisions.
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Reading time • 2 minute(s)
Understanding ISAs: A Tax-Efficient Way to Save and Invest
For many, saving money can feel like an uphill battle. Between everyday expenses and long-term goals, it's easy to see your hard-earned cash disappear. In the realm of personal finance, the term "ISA" often surfaces in conversations about saving and investing. But what exactly is an ISA, and why is it hailed as a cornerstone of tax-efficient financial planning? What if there was a way to make your savings grow faster, with the government giving you a helping hand? Enter the Individual Savings Account (ISA), a tax-efficient tool designed to help your savings strategy.
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Reading time • 3 minute(s)
The FCA Consumer Duty: What is it?
The financial services industry has undergone a significant transformation with the introduction of the Consumer Duty. This regulation, enforced by the Financial Conduct Authority (FCA), came into effect in July 2023 and places a paramount focus on protecting consumer interests and ensuring that firms deliver consistently excellent outcomes. At the heart of the Consumer Duty are four core principles: acting in good faith, avoiding foreseeable harm, being open and transparent, and delivering fair value. These principles demand a fundamental shift in how financial firms operate, prioritising customer needs and well-being above all else. In this article, we will delve into the key aspects of the Consumer Duty, exploring its impact on both consumers and financial firms. We will also discuss how XTB is actively working to comply with this landmark regulation, ensuring that our clients benefit from enhanced protection, transparency, and fair value.
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Reading time • 6 minute(s)
Best Stock Broker - How to Choose the Best UK Broker
Many individuals embarking on their trading journey often seek out the best brokerage firms in the UK. In the competitive world of online trading, XTB offers a comprehensive range of services and features designed to cater to traders of various experience levels and trading styles. In this article, we delve into what XTB offers, exploring the tools, platforms, and services that traders can expect to find catering to both beginner and experienced traders.
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Reading time • 3 minute(s)
International Women’s Day: In celebration of female CEOs
It is international women’s day on Friday 8th March, and we want to celebrate the contribution that women make to the global economy. Not just as consumers and employees, but as the bosses of some of the world’s largest companies.
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Reading time • 5 minute(s)
Investment Plans - FAQs
How do our Investing Plans work? How can you create an Investment Plan? Our FAQs on Investment Plans offer in-depth answers to common questions, ensuring that you have all the information you need to navigate your investment journey confidently.
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Reading time • 2 minute(s)
Interest Rates FAQs
How do interest rates work and how is the interest rate determined? Is this offering limited in time? Our FAQs on Interest Rates offer in-depth answers to common asked questions, ensuring that you have all the information you need to navigate your investment journey confidently.
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Reading time • 2 minute(s)
Is XTB Regulated?
Yes. In the UK, XTB operates through XTB Limited, which is authorised and regulated by the Financial Conduct Authority (FCA) under Firm Reference Number (FRN) 522157. You can verify this directly on the FCA register.
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Reading time • 1 minute(s)
Minimum Transaction Size
Supporting new and experienced traders, XTB provides investment opportunities on both small and large volumes with a minimum transaction volume of 0.01 lot.
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Reading time • 2 minute(s)
Minimum Deposit - What Is It?
Opening a brokerage account is an important step that allows investors to acquire individual assets for their portfolio with the hope that they will generate a generous return. However, many novice investors are confused about the minimum deposit required to open an account, as individual companies have this issue regulated differently. Many brokerage firms have made it easy to invest with only a few dollars, while others require significant capital. In this article, we will discuss what the minimum deposit is and what are the requirements for XTB's clients.
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Reading time • 1 minute(s)
Client Money Protection
XTB Ltd is authorised and regulated by the Financial Conduct Authority. As such, we treat the protection of Client Money in strict accordance with the FCA's rules and regulations.
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Reading time • 7 minute(s)
Internet Security
Online frauds are becoming a more and more frequent threat. Learn all about the methods used by cyber criminals, how to protect yourself from them and how to act in case you become a victim of cyber crime.
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Reading time • 1 minute(s)
Withdrawals
Withdrawing funds from your XTB account via our online system is quick and simple. To withdraw funds, simply log in to xStation or your Client Office, and click on the Withdraw tab.
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Reading time • 7 minute(s)
Forex Demo Trading Account
A DEMO account has a number of uses, avoids mistakes and can optimize your trading. Practice your investing on Forex CFD DEMO platform - xStation5 for free!
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Reading time • 7 minute(s)
The Best Trading Platform for Beginners
A reliable platform is the basis for both traders and investors. The XTB platform combines all the features of a professional trading platform, which was also built with beginners in mind. In this article you will learn: What is a trading platform? Use cases of best trading platforms Why is the correct choice of platform so important for beginners? Features of best trading platforms for beginners xStation5 - innovative trading platform
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