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Reading time • 4 minute(s)
How to Build Good Money Habits That Actually Stick
Why Most Money Habits Fail Most attempts to improve financial habits fail not because of lack of intention but because of system design. Relying on willpower to save, invest, or avoid overspending is inherently fragile — willpower is a finite resource that depletes under stress, decision fatigue, and the friction of daily life. The most effective money habits are not the ones that require the most discipline — they are the ones that require the least. The goal is to make good financial behaviour the path of least resistance.
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Reading time • 3 minute(s)
Why Trump Wants Greenland: Geopolitics, Market Volatility, and What It Means for 2026
2026 has started with a bang. From fresh geopolitical tremors in Venezuela to Donald Trump once again jolting global capitals by reviving his push for Greenland, the year is barely weeks old and already testing investors’ nerves. Markets have lurched between risk-on optimism and sharp pullbacks, driven less by earnings or data and more by politics, power, and unpredictability. Volatility has surged as traders digest a world where territorial ambition, trade threats, and strategic rivalry are once again front and center, a reminder that in this new year, geopolitics may matter just as much as monetary policy.
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Reading time • 4 minute(s)
Is the AI Trade a bubble?
The AI trade has taken a wobble in recent weeks. The sell off was accelerated by President Trump’s threat of further tariffs on China, however, there have been multiple warnings in recent weeks from top investors and even the Bank of England, that the AI trade is looking stretched and could cause disruption to financial markets. David Einhorn, the investor who exposed the subprime mortgage scandal that caused the global financial crisis, said that the amount of capex spending on AI was ‘extreme’ and he questioned if the hyperscalers, who have pledged huge amounts to build out their AI infrastructure, had carefully laid out a return on investment plan or were pressing the trigger because they felt they had to. When David Einhorn speaks, it is worth taking notice.
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